Product Overview
Product Functionalities
ShopeePay offers a complete suite of payment products for online and in-person checkout — wallet, BNPL, linked banks, and cards — across Southeast Asia.
Available in
Indonesia
Malaysia
Philippines
Singapore
Thailand
VietnamFunctionalities
Choose the product that fits your channel — every region listed below supports at least one of these flows.
In-person
Customer Presented Mode
Customer shows a QR / barcode in the ShopeePay app; merchant scans to charge.
QRBarcodePOS
In-person
Merchant Presented Mode
Merchant displays a QR; customer scans & confirms payment in their wallet.
Static QRDynamic QR
Online
Checkout with ShopeePay
Embed ShopeePay as a one-tap checkout button on your website or app.
WebMobileIn-app
Online
Tokenized Payment
Link a customer's ShopeePay account once, charge silently on every subsequent purchase.
SubscriptionLink&PayAuth & Capture
Supported Regions & Payment Methods
Pick the right product mix per region. Each country supports a different combination of ShopeePay wallet, SPayLater BNPL, linked-bank debit, and card networks.
Indonesia
IDR
4/4
live
Linked Banks
Seabank
BRI
CIMB
MandiriMalaysia
MYR
2/4
live
Philippines
PHP
3/4
live
Linked Banks
SeabankSingapore
SGD
4/4
live
Linked Banks
MaribankThailand
THB
4/4
live
Linked Banks
Bangkok Bank (BBL)
Krung Thai Bank (KTB)
Siam Commercial Bank (SCB)
Kasikornbank (KBank)Vietnam
VND
3/4
live
Linked Banks
Vietcombank
Techcombank+ moreLive in productionComing soonRoadmap item
Common Operations
Every product above shares the same set of post-transaction APIs:
Refund a Payment
Issue a full or partial refund up to 180 days after the original charge.
Check Transaction Status
Poll the latest state for any transaction by reference ID.
*ShopeePay Malaysia Sdn Bhd supports only the payment methods available in Malaysia. SPayLater in Malaysia is a buy-now-pay-later (BNPL) program provided by Monee Capital Malaysia Sdn. Bhd., with ShopeePay Malaysia Sdn Bhd acting as the platform partner and payment facilitator.
Ready to integrate?
Head to the API reference for endpoint specs and sample code.
Settlement & Payout
This section provides information about the settlement and payout processes with ShopeePay:
- ShopeePay provides settlement report according to your preferred settlement frequency to help with reconciliation of your transactions and settlements.
- The report will contain detailed information about each payment and refund transaction, including any applicable fees.
- Please note that the time it takes for the payout funds to arrive in your account may vary depending on the currencies and banks involved. In some cases, it may take up to two days after settlement for the funds to be credited to your account.
- Settlements occur periodically to ensure that all transactions are finalized and recorded accurately. The frequency of settlement can be determined by you, based on your system and business requirements. Currently, ShopeePay supports the following settlement frequencies:
- Daily: Settlements are processed on the next day (T+1) for transactions that occurred on the current day (T).
- Weekly: Settlements are processed once a week, specifically every Monday, for transactions that occurred since the previous Monday.
- Monthly: Settlements are processed once a month, on the first day of every month, for transactions that occurred in the previous month.
- Settlement reports can be configured to be sent to specified email recipients.
- Settlements are processed in the default currency of your region. For example, in Indonesia, settlements will be processed in IDR (Indonesian Rupiah).